Expériences professionnelles
Coverage & transactions analyst — internship
CIC , Nîmes - Stage
De Août 2024 à Octobre 2024
– Performed financial monitoring and risk assessment of a 100+ SME/mid-cap portfolio: working capital analysis,
solvency and debt capacity assessment, drafted credit memos and pitch books for the Risk Committee
– Advised SME/mid-cap executives on corporate finance matters: balance sheet optimization, debt structuring and
financial risk hedging solutions
– Contributed to the analysis and structuring of financing solutions for external growth, refinancing and capital
expenditure transactions
Corporate finance analyst — apprenticeship
Banque Populaire , Montpellier - Contrat de professionnalisation
De Août 2022 à Juillet 2024
– Conducted credit and financial analysis of SMEs/mid-caps for the structuring of LBO financing (senior debt,
mezzanine) across diverse sectors (healthcare, hospitality, tech, food & beverage), assessed debt capacity, cash flow
analysis and capital structure, presented and defended deals before the Risk Committee for 15+ key accounts
– Contributed to the advisory on a 3.8M€ acquisition in the healthcare sector: target financial statement analysis,
drafting of financing memos and construction of client-facing pitch decks
– Generated 500K€+ in long-term savings placements (term deposits, cash management solutions) across the
commercial portfolio
FORMATION INITIALE
Formation complémentaire
MSc in Banking & Insurance
IAE Montpellier - Management
2023 à 2024
– Top of class in finance — 16/20 | Coursework: Corporate Finance, Introduction to M&A, Accounting
Parcours officiels
Langues
Français - Langue maternelle
Anglais - Courant
Espagnol - Technique
Japonais - Notions
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